Identity Theft First Aid: 7 Steps for the First 24 Hours

If you suspect identity theft or a major leak, speed matters. Use this 24‑hour checklist to limit damage and restore control.

Immediate actions

1. Freeze credit with Equifax, Experian, and TransUnion.
2. Change passwords on email, bank, and cloud accounts (enable 2FA).
3. Review bank/credit alerts and set up new transaction notifications.
4. Check data‑broker exposure and remove high‑risk listings.
5. Secure devices (OS updates, antivirus, lock lost phones).
6. File an FTC Identity Theft report (if needed) and keep records.
7. Schedule follow‑up scans and monitoring.

Most victims regain control within days when they act decisively and keep monitoring in place.